American Family Insurance Discounts

Age of Home

How new is your home? Ask your agent if you’re eligible for savings based on the age of your house.

Experienced Rider Discount

The more time you have on the trails, the more money you can save. Savings start after one year of riding experience and grow from there.

Multi-Cycle Discount

Have more than one ATV or motorcycle? Or a family of ATV and cycle riders? Hit the trail to even more savings.

Multi-Product Discount

Save money when you protect more than one dream with American Family — like combining your ATV insurance with another product like car or home insurance.

Auto Safety Equipment

Is your vehicle equipped with factory-installed air bags? Nice work. Those features can help you save.

Auto pay

Save time, stamps, checks and money! When you enroll in automatic funds transfer (AFT) or electronic recurring payments you qualify for a discount.

Away at School

If your child is a student who is under age 25 and more than 100 miles away at college, and their car is parked at home, you save. Or if you’re the student over 100 miles away from your parked car back at home, you save.

Safety Feature Add-Ons

Keeping your boat safe is an important step in protecting your dreams. You may be eligible for extra savings if your boat is equipped with qualifying safety features.

Study Up

Have you completed and passed a boating safety course? Nice work, sailor! You may be eligible for extra savings.

Bundle Up

Our happiest customers protect more than one dream with us. Bundle your policies today to save time and get extra savings!

Loyalty

If you’ve been a loyal American Family customer for a while, we think you deserve a discount. The amount you save will depend on how long you’ve been part of our family.

Bundle Up

When you bundle your policies and protect more than one dream with us, you’re not only saving time and reducing hassle, but saving money.

Get Smart

If your condo is equipped with qualifying smart home devices, including a smoke/fire alarm system, water/moisture detector, Frontpoint Home Security System, burglar alarm or an automatic sprinkler system, you could be in for a better rate.

Smart Payments

Streamlining your payment habits has its rewards when you take advantage of our AutoPay, Full Pay and Paperless Discounts.

Defensive Driver

Study up. In certain states you could get a discount if you are 55 or more years old and complete an approved defensive driving course.

Early-Bird

If you have an active policy with another carrier and receive a quote from us at least seven days before the policy goes into effect you could get a discount.

Customer Full Pay

It pays to pay in full. The customer full pay discount saves you money when you pay your policy in full at time of purchase.

Generational

Is mom or dad an American Family customer? Then you could save on your auto policy.

Good Driving

Hello role model. Drivers without accidents, violations or claims may be eligible for a reduced rate premium.

Good Student

Good grades pay off. In some cases your students top notch track record could help you save on your insurance premiums.

Generational

Is mom or dad an American Family customer? Then you could save on your homeowners policy.

Loyalty

If you’ve been a loyal American Family customer for a while, you may qualify for a reduced home insurance premium. We reward you for being part of our family!

Multi-Product

Save money when you protect more than one dream with us — like bundling your auto and home policies. The more policies you have, the more you save.

New Homeowners

If you’ve achieved your dream of purchasing a home within the past three years, you’re eligible for this discount — regardless of your home’s age.

Safe Driving Program

Take control of what you pay for auto insurance with our Pay How You Drive safe driving program. This free usage-based insurance program offers savings based on your safe driving behaviors. Enroll in the program now.

Low Mileage

You don’t have to go very far to save money. American Family customers who drive less than 7,500 miles per year can qualify for additional savings.

All in the Family

Is mom or dad an American Family customer? Are you between the ages of 18-30? Then you could save money on your manufactured homeowners policy!

Bundle Up

Got a home and a car? Why not bundle your manufactured home and auto policies? You can save 29% on auto and 20% on home when you protect more than one dream with us.

New Homeowners

If you’ve purchased a manufactured home within the past three years you’re eligible for this discount, regardless of your home’s age.

Newer Home, Better Savings

How new is your new home? Ask your agent if you’re eligible for savings based on the age of your house.

Smart Home

If your home is equipped with qualifying devices — including a smoke/fire alarm system, burglar alarm or automatic sprinkler system — you could be in for a better rate.

Popular Discounts

Cruise toward savings with our Multi-Cycle, Multi-Product and Continuous Coverage insurance discounts.

Riding Experience

We'll support your safe riding record with our Experienced Rider and Good Driving insurance discounts.

Smart Payments

Streamlining your payment habits has its rewards when you take advantage of our AutoPay, Full Pay and Paperless Discounts.

Safety-Savvy Habits

You deserve credit for being smart about safety. Save with our Motorcycle Safety Course, Cycle Safety Equipment and Cycle Anti-Theft Equipment insurance discounts.

Multi-Product

Save money when you protect more than one dream with us – like bundling your auto and home policies.

Multi-Vehicle

If you insure more than one vehicle with us, you may qualify for a reduced auto insurance premium on your cars and trucks.

Paperless

Save a tree and save money by enrolling in online billing and e-delivery of policy documents. Your agent can help get you set-up.

Proactive Home Protection

If your home is equipped with a qualifying smart device, like a smart home security system or flood sensor, you could be in for a better rate with our proactive home protection discount.

Renovated Home

Have you completely replaced the plumbing, electrical and heating systems in your home in the last 15 years? Then this discount is for you!

Auto Safety Equipment

Is your RV equipped with factory-installed air bags, anti-lock brakes, daytime running lights, and/or electronic stability control? Nice work. You could get a discount on your policy, depending on what state you live in.

Defensive Driver

Study up. In certain states, you could get a discount if you complete an approved defensive driving course and meet specific age requirements.

Savvy Habits that Save

Streamlining your payment habits has its rewards when you take advantage of our AutoPay, Full Pay and Paperless Discounts.

Smart Home

If your home is equipped with a qualifying smart device, like a smart home security system or flood sensor or a Nest device, you could be in for a better rate with our proactive home protection discount.

Smart Payments

Streamlining your payment habits has its rewards when you take advantage of our Auto Pay, Full Pay and Paperless Discounts.

Steer into Savings

Shh. We won’t tell if you come to American Family from one of our competitors, you could get a discount on your auto premium.

Teen Safe Driver

Help your teen make better choices behind the wheel. This program is free to auto policyholders with a teenage driver, and you can earn a 10% car insurance discount* after your teen completes 3,000 miles or one year in the program.

Young Volunteer

Giving back is rewarding. If you're under age 25 and complete 40 hours of volunteer work per year for a non-profit you could save money on your auto policy.