Why Renters Need Equipment Breakdown Coverage
If you rent, Equipment Breakdown coverage can help pay for damage to any appliances or technology you own. For example, suppose your neighborhood experiences a power surge that affects your apartment, and your laptop gets fried. An affordable Equipment Breakdown policy may help you cover repair or replacement costs.
Similarly, if you bring your own appliances, such as an AC window unit or chest freezer, to the house or duplex you’re renting, they would also be protected if you have this additional coverage. Keep in mind, though, that normal wear and tear isn’t covered.
Contact Your Agent for an Equipment Breakdown Insurance Quote
When you connect with your American Family Insurance agent about your Equipment Breakdown coverage options, set aside some additional time to review all your policies.
Be sure to ask about discounts you may be eligible for such as AutoPay, Paperless and Smart Home. It’s also a great time to find out how much you could save by bundling your home and auto policies with American Family. You’ll find your agent is an expert at customizing policies that fit your exact needs and budget, which means making sure you get just-right protection for your lifestyle and the just-right savings for your wallet.
*Coverage provided by adding the Equipment Breakdown optional endorsement. Coverage provides protection should appliances, home systems or smart home devices be damaged due to mechanical, electrical or pressure systems sudden breakdown. Does not provide coverage for breakdown caused by normal wear and tear. Coverage applies once a $500 deductible has been met.