Everything you need to know about insurance basics, like coverage types, limits, cost and more.
Home and Auto Insurance Bundle
Bundling your insurance is when you buy multiple insurance products with the same provider instead of insuring your car and home — or any other coverage — with separate insurance companies. A home and auto bundle are two policies under one account with the same insurance company.
If that’s not enough, when you pair any of our insurance products — like a home and car insurance bundle — you’re getting excellent coverage at a great value!The benefits of having insurance for your car and home are many — you’ll find real peace of mind itself with this kind of coverage. And, we make it easy to combine home and auto insurance products without the confusing jargon or lengthy processes. From savings to simplicity, let’s explore the benefits of bundling your auto and home insurance.
What Are the Benefits of Bundling Home & Auto Insurance?
Bundling insurance can save you money! A homeowners insurance and car insurance bundle can yield big discounts with average savings of up to 23% on both policies together.* The benefits of bundling speak for themselves!
It can also reduce the hassle of managing multiple accounts across different insurance companies. When you bundle, you have one account to manage. That’s it! And you’ll know you’re in good hands with our excellent customer service team.
Save money when you bundle
One big benefit of bundling your insurance is earning a great discount! If you bundle two or more policies with us, you’ll be eligible for our multi-product discount, which helps keep your hard-earned cash in your pocket. Bundling your car and home insurance could save you up to 23% on both policies together.*
Enjoy convenience
Bundling means less juggling of due dates and invoices. And you won’t have to remember different log-in details or workwith multiple agents. Combining your home and auto insurance makes things simple for you. When you sign up for MyAccount, you can view your premiums, effective dates (which are the dates of your policy term), and policy information all in one convenient location.
Not to mention how quick and easy it is to manage your insurance and pay for all of your policies. You can access MyAccount online or by downloading the MyAmFam app on your smartphone.
File claims with ease
Should the unexpected happen and you need to file a claim, our claims department is here for you 24/7 to help you get your life back on track.
Get dedicated agent support
When you bundle, your agent will really get to know you and your insurance needs. They’ll be able to identify any gaps in your coverage and make recommendations, so you’ll be properly protected in the event of the unexpected.
Discounts for Bundling Home and Auto Insurance
We’ve also got a lot of other great discounts for auto and homeowners to help you save more money. Check them out to learn about all the ways you can save with American Family.
What to Check Before You Bundle Insurance
There are a couple of things you’ll want to consider before bundling your homeowners and car insurance policies. Here’s what you should keep in mind:
- Ensure that your bundle meets or exceeds your previous or current policy and doesn’t leave gaps in your coverage.
- Switching to save can sometimes cost you a lot. You could end up paying a lot more for your deductible when filing a claim.
- Watch out for temporary discounts that could leave you paying large premiums later on.
Combining your home and auto insurance with us comes with a few perks:
- Your bundled quote will get you as much coverage as you previously had — if not more.
- We won’t increase your deductible for switching. In fact, you can reduce it every year** with diminishing deductible for auto and diminishing deductible home insurance. This is extra coverage that you can add to help control what you pay for insurance.
- And, if that’s not enough, your discounts stay with you!
Connect with your American Family Insurance agent to make sure you’re getting the best coverage with the best discounts and savings.
Additional Insurance Bundling Options
Here are some of the ways you can bundle insurance with American Family and save:
- Bundle auto and home
- Bundle home, auto, and life insurance
- Bundle home, two cars, RV and life insurance
The same goes for products like your renters, condo, boat, motor home , ATV, umbrella — basically, the more you add, the more you can increase your multi-policy discount.***
Frequently Asked Questions About Bundling Home and Auto
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With American Family Insurance, bundling your auto and home insurance could save up to 29% on your auto coverage and 20% on your homeowners coverage.*
Contact your agent to learn all about it.
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In order to bundle your home and auto insurance, you’ll need to have both your homeowners and auto policies with American Family. If you’re an existing customer, your agent can help you get set up with bundling. If you’re a new customer, here are a few things you’ll need on hand if you’re purchasing an auto insurance policy:
- Driver’s license number
- Vehicle identification number (VIN) for vehicles
- Lienholder information on your car loan
Learn more tips for purchasing car insurance.
And here’s what you’ll need if you’re purchasing a homeowners insurance policy:
- The total number of people that live in your house full-time
- The status of the home you want insured — is it your primary, seasonal or secondary residence
- The year your home was built
- The total square footage of your home
- The total number of bathrooms
- The number of stories
- Details on detached structures like a shed & garage
- Wood stoves, fireplaces (a.k.a. solid fuel appliances)
- Materials used for the roof (e.g. asphalt shingles, metal, slate)
- Materials used for the exterior walls (e.g. brick, stone)
Take a look at our guide on buying homeowners insurance, so when it comes time to build a policy with your agent, you’re in the know and confident that you’re getting the right level of coverage for your home.
How to Bundle Home and Auto Insurance
Ready to enjoy the benefits of bundling your auto and home insurance? Get in touch with one of our expert agents — they’ll walk you through everything you need to know. Live and drive with the peace of mind that comes with American Family Insurance coverage.
Not a part of American Family Insurance yet? Get a bundled insurance quote and join us today.
*Customers who bundle auto and home insurance policies with American Family Insurance may save up to 23% on both policies together (as of October 2021).
**Maximum limit of $1,000 for homeowners insurance. Maximum limit of $500 for auto insurance.
*** Discounts may vary by state and company underwriting the auto policy. Discounts may not apply to all coverages on an auto policy. Discounts do not apply to the life policy.
All coverage options and endorsements are not available in all states, please speak to your agent on availability.
All statements regarding insurance coverage are general descriptions. These statements do not add or modify any coverage under your insurance policy. If there is any difference in the description of the coverage/endorsement, the policy provisions will apply. Please review your policy or call your agent for information regarding coverage that may be available to you.