Everything you need to know about insurance basics, like coverage types, limits, cost and more.
Safe Driver Discount Program for Teens
Helping your teen master safe driving habits just got easier with the Teen Safe Driver program. Our Teen Safe Driver℠ smartphone app monitors distracted driving and other risky behaviors to help your teen learn how to drive safer and smarter — all via a fun smartphone app that cleverly improves driving habits. And as a parent, you’ll have the app on your smartphone, too. That way, you can track your teen’s progress and keep an eye on their whereabouts while they’re behind the wheel. To top it off, you can earn a 10% car insurance discount* after your teen completes 3,000 miles or one year in the program.
Getting Started With the Teen Safe Driver Program
Enrolling in the Teen Safe Driver program is simple! To be eligible, your teen must be a licensed or permit driver, and can participate up to age 21. Talk to your agent about signing up and they’ll get you and your teen set up with a smartphone app link.
For new American Family customers:
Interested in the Teen Safe Driver program? Need car insurance? Our agents are happy to help you find the car insurance option best for you, and can help you enroll in the Teen Safe Driver program. Get a quote or connect with an American Family Insurance agent using the button below to find out more about enrolling in this program.
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Call Your Agent to Enroll
Signing up for Teen Safe Driver is simple and quick. Just contact your agent to get started.
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Download Our Special App
We will send you and your teen a smartphone app link. Installation is a snap!
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Drive and Learn
Each trip measures phone distractions, speeding and more.
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Better Scores = Safer Teens
By aiming for higher scores, your teen can learn safer driving habits.
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Save on Your Car Insurance
We’ll reward you with 10% in savings* on your car insurance after your teen completes 3,000 miles or one year in the program.
How Does the Teen Safe Driver Program Work?
This innovative program provides parents with an effective way to help their teens master safer driving habits that can last a lifetime. Our special app effectively reduces distracted driving along with other risky behaviors that are common among teenagers. The app scores each ride and makes it clear where your teen can improve, while making it fun to challenge themselves to achieve higher scores.
After your teen completes 3,000 miles or one year in the program, you’ll get a 10% discount* on your car insurance. The discount will be automatically applied until the renewal after your teen turns 21. The discount will be removed at the next renewal if your teen incurs any of the following:
- A major violation or multiple minor violations.
- Multiple at-fault accidents.
- A minor violation and an at-fault accident combined.
What Is the Cost of the Teen Safe Driving Program?
There is none! The Teen Safe Driver program is free to American Family auto insurance customers (data charges may apply). Our free program aims to reduce your teen’s chance of getting into an accident, help your teen grow a greater sense of confidence behind the wheel and stay focused on the road. It’s all about helping your teen develop safe driving habits.
If I Sign Up for the Teen Safe Driving Program, Will a Discount Be Applied to My Policy?
Yes! Once your teen reaches the goal of completing 3,000 driving miles on the road or driving for one year in the Teen Safe Driver program, a discount of up to 10%* will be applied on their car insurance for participating. Being a safe driver leads to a better driving record and fewer filed claims — and we think it’s important to reward your teen for taking the initiative to form safe driving habits.
Download the Teen Safe Driver App
After speaking with your agent to enroll in the program, you can download the Teen Safe Driver app from the App Store or Google Play.
Teen Safe Driver Program FAQs
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Put simply, your rates won’t go up because of your participation — they’ll only go down! Once your teen completes 3,000 miles or has driven for one year using the program, a 10% discount will be applied to your policy. You’ll never see your rate go up because of the program, no matter your teen’s driving score.
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Definitely! You’ll get a 10%* discount after your teen completes 3,000 miles or one year in the program, whichever comes first. Interested in more savings? Find out how you can reduce your car insurance premium.
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American Family makes it easy to add another car or driver to your policy. Reach out to your agent or find an agent to add your teen driver to your policy today.
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You never need to start, stop, open or close your app to accurately capture your driving.
To be a bit more scientific, the app is "sleeping" in the background waiting for driving-like behavior (it does this to minimize data and battery consumption when you're not driving). When it sees movement that looks like driving (e.g. speed, location), the app begins recording. The data from each trip is processed so that we can show you things like the route you took, the distance and time you drove, and scores on things like distracted driving, high speed, hard braking and time of day.
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The app is really smart and intuitive! It uses cutting-edge technology that analyzes many aspects of your driving and behavior to identify whether you are a driver in a car, a passenger in a car or traveling via some other mode of transit. On occasion, the app may misclassify a trip. When this happens, you can tap on the trip and edit the mode by tapping the transit mode icon in the top right. This information helps the app better classify future trips.
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Data is stored in encrypted formats in data centers, so your privacy will be protected.
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You’ll need a smartphone that has an iOS (Apple) or Android operating system. Apple requirements: iOS 10.0 or later; Android requirements: Android 5.1 and up. The phone must also include specific sensor types. On average, the app uses 60-70 megabytes of data per month, though this varies depending on the actual driving time. The app prefers to upload from Wi-Fi networks when possible, and will only upload via the cellular data when Wi-Fi is not available for an extended period after a trip finishes.
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KnowYourDrive is a usage-based car insurance program that offers a discount on your car insurance based on how safe a driver you are. This program uses a smartphone app separate from the Teen Safe Driver app to monitor your driving behavior. Anyone insured with an American Family car insurance policy can qualify for the KnowYourDrive program while Teen Safe Driver is only available to teen drivers, but eligible teenagers can participate in both programs at the same time!
Sign Up for the Teen Safe Driver Program With American Family
Ready to help your teen make the move towards becoming a safer driver? Connect with your American Family Insurance agent and they’ll help get you set up.
*Certain restrictions may apply, and the discount may vary or not apply to all coverage on a policy. Please talk to your agent for details. Once eligibility requirements are met, teenagers up to age 18 will receive a 10% discount and then from agent 19 until the renewal after they turn 21 they will receive a 5% discount.
Get Started
Talk to your American Family agent about qualifying and signing up. Not a customer? Find an agent now.