Everything you need to know about insurance basics, like coverage types, limits, cost and more.
Why Choose Us?
Save up to 23% when you bundle your home and auto insurance today* — just one of the many discounts we offer.
Get the very best service. We are proud to be named one of America's Best Insurance Companies by Forbes.
Manage your insurance with ease with the MyAmFam app, rated 4.8 stars in the App Store!
If you’re looking for guidance, it’s easy to find an agent near you.
We provide you access to an easy-to-use online option for submitting your claim and 24/7 phone support to keep your claim moving.
We help you find the most trusted, customer-friendly repair shops in your neighborhood with our Dreams Restored Program.
Take Advantage of Big
Discount Savings
Looking for more ways to save? We have several easy-to-add discounts to help you save even more on auto insurance! Take a look at a few of your options.
Make the Smart Switch
Come to American Family from another carrier, and you could qualify for our Steer into Savings or Early Bird discount — or both for even greater savings!**
Drive Safe, Save Big
With our pay-how-you-drive program, the safer you drive, the bigger the discount you can earn — save up to 10% just for signing up.
Simplify and Save
For added convenience and easy savings on your insurance, check out our AutoPay and Go Paperless billing discounts.
Unique Coverage for Your
Unique Life
American Family Insurance lets you customize your insurance policies to meet your unique needs. Here are just a few of the ways we can help keep you protected:
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This helps cover costs if you damage someone else’s property with your car.
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This helps cover other’s injuries when they are hurt in a car accident you cause. It can also help protect you if you're sued by offering coverage for related legal fees.
Take a look at our Car Insurance & Car Insurance Requirements by State page to discover what’s necessary for car insurance in your state.
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You deserve better than a one-size-fits-all policy. See how we can customize your coverage to protect what matters most to you.
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Whether you own your house or rent your home, you can easily bundle your auto and home policy to simplify your insurance while saving big.*
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With American Family, you get more than an insurance card for your wallet — you get the help and advice of a local expert!
Additional Coverages for
Car
Insurance
Want to make sure everything that matters most to you is protected? Additional coverages are a way to enhance your policy and give you peace of mind you have proper protection in the event of the unexpected. Here are some common additional coverages that can enhance your car insurance policy:
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Be prepared in case an accident happens. This coverage helps pay for a rental vehicle while your car is being repaired.
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Get support 24/7. This coverage helps pay for service and support when your car can’t make it to a repair shop.
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If you’re in an accident and file a claim, you will be 100% forgiven and avoid large premium increases due to your accident.
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This feature can lower your deductible to help you prepare for out-of-pocket expenses if you have a claim.
*Customers who bundle auto and home insurance policies may save up to 23% on both policies together (as of October 2021). Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or property policy.
**Discounts may vary by state, property, policy form, and company underwriting the auto policy. Discounts may not apply to all coverages on an auto or property policy. Discounts are subject to regulatory approval; some discounts may not be available in all states.
*** Discounts will vary based on driving behavior. The KnowYourDrive discount applies only to these coverages, which are typical for most auto policies: bodily injury liability, property damage liability, collision and comprehensive, medical expense, underinsured and uninsured and personal injury of your policy. To refresh your understanding of coverages visit the Car Insurance Coverage page. Additionally, the discount does not apply to fixed fees that are part of your policy.