Everything you need to know about insurance basics, like coverage types, limits, cost and more.
Understanding Your Car Insurance Coverage Options
When it comes to your car insurance, you deserve more than a card tucked in your glove box — that’s why our car insurance goes beyond a piece of paper or app to give you smart, customized coverage and real peace of mind.
No matter how your life changes, you can feel confident you’ll have the right auto protection and support every step of the way.
Not sure how much or what type of coverage is right for you? An American Family Insurance agent is the perfect person to talk to. Find your agent today.
Vehicle Insurance Requirements by State
Did you know that each state has different requirements for their car coverages? Whether you’re moving and want a new car insurance quote, curious about the different car insurance laws by state or just want to stay in the know — we’ve got state by state car insurance information you need.
Take a look at our Car Insurance & Car Insurance Requirements by State page to discover what’s necessary for car insurance in your state.
Car Insurance Minimum Requirements by State

How Car Insurance Coverages Work
Car insurance can help protect your finances from expensive repairs or even the replacement of your vehicle in the event of a covered total loss. Here’s how it works: decide on coverages and pay your premium — you’ll be protected. These car insurance coverages can protect your car, you and your passengers if medical care is needed, and with liability coverage, they can even help to protect your savings. How does liability auto insurance work? Read on!
Types of Car Insurance Coverages
At American Family Insurance, we’re about customizing your car coverage to meet your unique needs. Take a look at your options to start building a personalized policy that fits your life.Car Protection Coverages - We Protect Your Wheels
Discount Coverages - We Protect Your Wallet
Personal Protection Coverages - We Protect Your Well-Being
Other Protection Coverages - We Protect Your Peace of Mind
Emergency Road Service Coverage
With the MyAmFam app, this inexpensive add-on to your auto insurance is just a tap away, getting you back on the road fast. You can also give us a call at 1-800-MYAMFAM (692-6326) to help you get you back on the road.
Accidental Death and Dismemberment Coverage
This coverage helps pay in the event of death or certain injuries caused when a vehicle has been struck — regardless of who is at fault for the accident.

Save on Auto When you Bundle
Bundling takes the stress out of managing multiple plans. Customers who bundle their auto and home insurance policies save up to 23% on both policies together.*
Speak to an Agent About Auto Insurance Coverages
Finding the right coverage for your car is important. To build the right auto policy, you need answers to the right questions. View all car insurance FAQs.
Contact an agent today to get savvy about your proactive safety on the road.
*Customers who bundle auto and home insurance policies may save up to 23% on both policies together (as of October 2021). Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or property policy.