Compare Car Insurance Coverages

Having car insurance protects you and your wheels from the unexpected — but did you know you have options when it comes to your coverage limits? Our comparison chart makes it simple to compare your car insurance coverage options, so you can find protection that best suits your needs. The coverage limits shown below are the maximum amount your policy will pay per person and per accident.

COVERAGE FOR INJURIES TO OTHERS

Bodily Injury Liability

Covers costs associated with injuries to those involved in the accident, including pedestrians or bystanders. Think medical expenses, legal fees, lost income, pain and suffering and bereavement.
COVERAGE FOR DAMAGE TO OTHER'S PROPERTY

Property Damage Liability

If you’re at fault in an accident, this coverage helps repair or replace the vehicle or property, like a mailbox, fence or home, that was damaged.
COVERAGE FOR MEDICAL BILLS

Medical Expense

Covers the initial medical payments for injuries to you and your passengers sustained in an auto accident — regardless of who is at fault. Think medical expenses, legal fees, lost income, pain and suffering and bereavement.
COVERAGE FOR OTHER DRIVERS

Uninsured Motorist — Bodily Injury

Protects you financially in the event you’re in an accident caused by a driver without insurance.
COVERAGE FOR OTHER DRIVERS

Underinsured Motorist — Bodily Injury

Protects you financially if you’re in an accident with an at-fault driver who has some liability insurance, but not enough to cover all of your bills after an accident.
COMPREHENSIVE DEDUCTIBLE

If you file a comprehensive claim, you’ll pay your comprehensive deductible out of pocket before your insurance company will cover any damage. This includes damages caused by things like storms, floods, fires, vandalism and theft. Your deductible is the amount you’ll pay out of pocket before we’ll help cover a claim.
COLLISION DEDUCTIBLE

If you file a collision claim, you’ll pay your collision deductible out of pocket before your insurance company will cover any damage. This includes damage caused by another car or another object, like a guardrail or tree. Your deductible is the amount you’ll pay out of pocket before we’ll help cover a claim.

Example

COVERAGE FOR INJURIES TO OTHERS

Bodily Injury Liability

Covers costs associated with injuries to those involved in the accident, including pedestrians or bystanders. Think medical expenses, legal fees, lost income, pain and suffering and bereavement.

You ran a red light and t-boned the other driver, breaking their hip. This coverage will help cover their medical bills and lost wages, up to your policy limit.

COVERAGE FOR DAMAGE TO OTHER'S PROPERTY

Property Damage Liability

If you’re at fault in an accident, this coverage helps repair or replace the vehicle or property, like a mailbox, fence or home, that was damaged.

You rear ended the car in front of you. Property damage liability helps cover the damage done to their car.

COVERAGE FOR MEDICAL BILLS

Medical Expense

Covers the initial medical payments for injuries to you and your passengers sustained in an auto accident — regardless of who is at fault. Think medical expenses, legal fees, lost income, pain and suffering and bereavement.

A car backed into you, causing your passenger to hit their head and need stitches. Medical expense coverage can help pay for their medical bills.

COVERAGE FOR OTHER DRIVERS

Uninsured Motorist — Bodily Injury

Protects you financially in the event you’re in an accident caused by a driver without insurance.

Your vehicle was hit by a driver without car insurance. You suffered a broken leg and couldn’t work for a few weeks. Your uninsured motorist coverage can help cover your medical bills and loss of income.

COVERAGE FOR OTHER DRIVERS

Underinsured Motorist — Bodily Injury

Protects you financially if you’re in an accident with an at-fault driver who has some liability insurance, but not enough to cover all of your bills after an accident.

You were hit by a driver who had limited auto coverage. Unfortunately, you broke your wrist and needed surgery. Your underinsured motorist coverage can help cover your medical bills.

COMPREHENSIVE DEDUCTIBLE

If you file a comprehensive claim, you’ll pay your comprehensive deductible out of pocket before your insurance company will cover any damage. This includes damages caused by things like storms, floods, fires, vandalism and theft. Your deductible is the amount you’ll pay out of pocket before we’ll help cover a claim.

You hit a deer with your vehicle and need repairs. Before your insurance company will help cover the damage, you’ll pay your comprehensive deductible.

COLLISION DEDUCTIBLE

If you file a collision claim, you’ll pay your collision deductible out of pocket before your insurance company will cover any damage. This includes damage caused by another car or another object, like a guardrail or tree. Your deductible is the amount you’ll pay out of pocket before we’ll help cover a claim.

You file a collision claim after sliding off the road and hitting a tree. Your insurance company will help pay for the damage, but first you’ll pay your collision deductible.
Economy Protection
(Good)

COVERAGE FOR INJURIES TO OTHERS

Bodily Injury Liability

Covers costs associated with injuries to those involved in the accident, including pedestrians or bystanders. Think medical expenses, legal fees, lost income, pain and suffering and bereavement.

$50,000 per person
$100,000 per accident

COVERAGE FOR DAMAGE TO OTHER'S PROPERTY

Property Damage Liability

If you’re at fault in an accident, this coverage helps repair or replace the vehicle or property, like a mailbox, fence or home, that was damaged.

$50,000 per accident

COVERAGE FOR MEDICAL BILLS

Medical Expense

Covers the initial medical payments for injuries to you and your passengers sustained in an auto accident — regardless of who is at fault. Think medical expenses, legal fees, lost income, pain and suffering and bereavement.

$1,000 per accident

COVERAGE FOR OTHER DRIVERS

Uninsured Motorist — Bodily Injury

Protects you financially in the event you’re in an accident caused by a driver without insurance.

$50,000 per person
$100,000 per accident

COVERAGE FOR OTHER DRIVERS

Underinsured Motorist — Bodily Injury

Protects you financially if you’re in an accident with an at-fault driver who has some liability insurance, but not enough to cover all of your bills after an accident.

$50,000 per person
$100,000 per accident

COMPREHENSIVE DEDUCTIBLE

If you file a comprehensive claim, you’ll pay your comprehensive deductible out of pocket before your insurance company will cover any damage. This includes damages caused by things like storms, floods, fires, vandalism and theft. Your deductible is the amount you’ll pay out of pocket before we’ll help cover a claim.

$500

COLLISION DEDUCTIBLE

If you file a collision claim, you’ll pay your collision deductible out of pocket before your insurance company will cover any damage. This includes damage caused by another car or another object, like a guardrail or tree. Your deductible is the amount you’ll pay out of pocket before we’ll help cover a claim.

$500
Traditional Protection
(Better)

COVERAGE FOR INJURIES TO OTHERS

Bodily Injury Liability

Covers costs associated with injuries to those involved in the accident, including pedestrians or bystanders. Think medical expenses, legal fees, lost income, pain and suffering and bereavement.

$100,000 per person
$300,000 per accident

COVERAGE FOR DAMAGE TO OTHER'S PROPERTY

Property Damage Liability

If you’re at fault in an accident, this coverage helps repair or replace the vehicle or property, like a mailbox, fence or home, that was damaged.

$100,000 per accident

COVERAGE FOR MEDICAL BILLS

Medical Expense

Covers the initial medical payments for injuries to you and your passengers sustained in an auto accident — regardless of who is at fault. Think medical expenses, legal fees, lost income, pain and suffering and bereavement.

$5,000 per accident

COVERAGE FOR OTHER DRIVERS

Uninsured Motorist — Bodily Injury

Protects you financially in the event you’re in an accident caused by a driver without insurance.

$100,000 per person
$300,000 per accident

COVERAGE FOR OTHER DRIVERS

Underinsured Motorist — Bodily Injury

Protects you financially if you’re in an accident with an at-fault driver who has some liability insurance, but not enough to cover all of your bills after an accident.

$100,000 per person
$300,000 per accident

COMPREHENSIVE DEDUCTIBLE

If you file a comprehensive claim, you’ll pay your comprehensive deductible out of pocket before your insurance company will cover any damage. This includes damages caused by things like storms, floods, fires, vandalism and theft. Your deductible is the amount you’ll pay out of pocket before we’ll help cover a claim.

$500

COLLISION DEDUCTIBLE

If you file a collision claim, you’ll pay your collision deductible out of pocket before your insurance company will cover any damage. This includes damage caused by another car or another object, like a guardrail or tree. Your deductible is the amount you’ll pay out of pocket before we’ll help cover a claim.

$500
Premier Protection
(Best)

COVERAGE FOR INJURIES TO OTHERS

Bodily Injury Liability

Covers costs associated with injuries to those involved in the accident, including pedestrians or bystanders. Think medical expenses, legal fees, lost income, pain and suffering and bereavement.

$250,000 per person
$500,000 per accident

COVERAGE FOR DAMAGE TO OTHER'S PROPERTY

Property Damage Liability

If you’re at fault in an accident, this coverage helps repair or replace the vehicle or property, like a mailbox, fence or home, that was damaged.

$100,000 per accident

COVERAGE FOR MEDICAL BILLS

Medical Expense

Covers the initial medical payments for injuries to you and your passengers sustained in an auto accident — regardless of who is at fault. Think medical expenses, legal fees, lost income, pain and suffering and bereavement.

$10,000 per accident

COVERAGE FOR OTHER DRIVERS

Uninsured Motorist — Bodily Injury

Protects you financially in the event you’re in an accident caused by a driver without insurance.

$250,000 per person
$500,000 per accident

COVERAGE FOR OTHER DRIVERS

Underinsured Motorist — Bodily Injury

Protects you financially if you’re in an accident with an at-fault driver who has some liability insurance, but not enough to cover all of your bills after an accident.

$250,000 per person
$500,000 per accident

COMPREHENSIVE DEDUCTIBLE

If you file a comprehensive claim, you’ll pay your comprehensive deductible out of pocket before your insurance company will cover any damage. This includes damages caused by things like storms, floods, fires, vandalism and theft. Your deductible is the amount you’ll pay out of pocket before we’ll help cover a claim.

$500

COLLISION DEDUCTIBLE

If you file a collision claim, you’ll pay your collision deductible out of pocket before your insurance company will cover any damage. This includes damage caused by another car or another object, like a guardrail or tree. Your deductible is the amount you’ll pay out of pocket before we’ll help cover a claim.

$500

Compare Car Insurance Coverages

Get a Car Insurance Quote